Boyfriend Policy

Manic Mondays are usually the time I sort out my mail and place the bills into neat stacks. Boring, dull and one of the many responsibilities dumped on us as adults. Whoever wished to be a grown-up so soon? Certainly not all it's cracked up to be :) Been checking through my bills - which I have a bundle and I found my insurance policy in the stack. Like the good, responsible Asian kid, I had it done when I first started work quite a while back. And at the moment, I simply don't know what in the world possessed me back then.

There's no need to explain stuff to me, I'm not a brainless himbo after all and I do know the reasons for an insurance policy! After all, it's a form of risk management used to hedge against the risk of potential loss, and with a loss of life and limb, it takes away substantial earning power for a household. But I'm a single gay man without any dependants. Why do I have an insurance policy? Who does it actually benefit? It actually has me thinking :) Hell, I need my financial analyst of a brother to correct me on this misconception obviously.



The benefits of a policy are obvious to me, just not that obvious when it comes to me. After all, all of us know that nothing is guaranteed in life - but a policy certainly helps weather the storm. I think it's time the insurance companies issued a boyfriend policy. Kinda like if you're 30 and still without a partner, they'll issue you one :) Or in lieu of that, a huge amount of dough as compensation.

Now, that's a policy I wouldn't mind paying for.